Partner Program Agreement

Last updated: August 22, 2026

This Partner Program Agreement (the "Agreement") is between Advance with Me, LLC ("Advance with Me," "we," "us") and the person or entity that applies to and is accepted into the Advance with Me Partner Program (the "Partner," "you"). By submitting a partner application, and again by using a referral link or accepting any commission, you agree to this Agreement, our Terms of Service, and our Privacy Policy. If you apply on behalf of a company, you represent that you have authority to bind it.

1. The Program

The Partner Program pays you a recurring commission for customers you refer to the Advance with Me service (the "Service"). Participation begins when we approve your application and issue you a referral code and link, and continues until terminated under Section 10. Approval is at our discretion, and we may decline any application.

2. Referrals and attribution

Qualified Referral. A "Qualified Referral" is a new customer account created within ninety (90) days of clicking your referral link (or otherwise attributed to your referral code at account creation), that was not attributed to another partner and did not previously hold an Advance with Me account.
Last click wins. If a person clicks more than one partner's link, the most recent code presented at account creation is credited.
Attribution is locked at account creation. Existing accounts and customers cannot be claimed retroactively, except where we, in our discretion, manually attribute an account you demonstrably sourced.
No self-referrals. Accounts you own or control, and subscriptions you pay for, do not earn commission.
Our records are the system of record for clicks, attributions, subscriptions, and commissions, absent manifest error.

3. Commissions

Rate. Unless we agree otherwise in writing, your commission is 20% of Net Revenue on each subscription payment made by a Qualified Referral. "Net Revenue" means the amount the customer actually pays us for their subscription (including seat add-ons), excluding taxes, and net of refunds, chargebacks, and payment-processing disputes.
Duration. Commissions accrue for as long as the Qualified Referral's subscription remains active under the same account. If a referral cancels and later resubscribes on the same account, commissions resume.
What doesn't earn commission. Taxes, one-off services, credits we issue, amounts that are refunded or charged back, and payments made while your participation is suspended for a violation of Section 6.
Reversals. If a commissioned payment is later refunded or charged back, the corresponding commission is reversed. Reversals are netted against your unpaid balance (or, if necessary, deducted from future commissions).
Enterprise and custom deals are commissioned only under a separate written arrangement.

4. Payouts

Commissions become payable thirty (30) days after the underlying customer payment (our refund window).
We pay monthly, once your cleared balance is at least $50, via PayPal to the email you provide (or another method we agree to). Balances below the minimum roll forward.
You are responsible for keeping your payout details current and for any fees your payment provider charges to receive funds.
Taxes. You are an independent contractor and responsible for your own taxes. U.S. partners must provide a completed Form W-9 (and non-U.S. partners the applicable W-8) before payouts totaling $600 in a calendar year; we may withhold payouts until we receive it. We will issue tax forms (e.g., 1099-NEC) where required by law.
We may withhold or offset amounts we reasonably believe were earned in violation of this Agreement while we investigate.

5. Your account and dashboard

We provision an Advance with Me account for you to access your partner dashboard, which shows your link, clicks, sign-ups, referral status, commissions, and payout history. Referred customers are shown to you in masked form; you are not given their personal information. Keep your account credentials and referral link secure — activity under your code is attributed to you.

6. Program rules

You agree that you will not:

Misrepresent the Service, its pricing, or your relationship with us, or make commitments on our behalf. You are a referral partner, not our agent, employee, or reseller.
Bid on "Advance with Me," "AWM," or confusingly similar terms (including misspellings) in paid search, or use them in domain names, apps, or social handles.
List or distribute your code through coupon, deal, or voucher sites, or present it as a "discount code" (it is an attribution code; it does not change the customer's price).
Send spam or unsolicited bulk messages, use bots or paid incentives to generate clicks or sign-ups, or place your link on content that is unlawful, deceptive, or infringing.
Fail to disclose your material connection to us where required (for example, U.S. FTC endorsement guidelines require a clear disclosure that you may earn a commission).
Interfere with attribution mechanisms (cookie stuffing, forced clicks, iframes, typosquatting) or attempt to claim customers you did not refer.

We may suspend or terminate your participation and void commissions attributable to a violation of this Section. Commissions on legitimate referrals earned before a violation-based termination remain payable unless the referrals themselves are tainted by the violation.

7. Brand use

We grant you a limited, revocable, non-exclusive, non-transferable license to use the Advance with Me name, logo, and marketing assets we provide, solely to promote the Service under this Agreement and consistent with any brand guidelines we publish. All goodwill inures to us. The license ends when this Agreement ends.

8. Confidentiality

Non-public information you learn through the program — including your commission terms if they differ from the standard rate, and any customer information you may incidentally encounter — is confidential. Your own earnings are yours to disclose.

9. Changes to the program

We may modify this Agreement, the commission rate, or program mechanics prospectively by giving you at least thirty (30) days' notice by email. Changes do not reduce commissions already accrued. If you do not accept a change, your remedy is to leave the program under Section 10; continuing to participate after the effective date is acceptance.

10. Term and termination

Either party may terminate at any time, with or without cause, by notice (email suffices; we may also terminate by disabling your code).
On termination other than for your violation of Section 6: commissions cease accruing on future customer payments, and we will pay out your accrued balance — including amounts still inside the 30-day clearance window once they clear — in the normal payout cycle, without regard to the $50 minimum on the final payment.
Sections 3 (as to accrued amounts), 4, 6–8, and 11–13 survive termination.

11. Disclaimers

The program and dashboard are provided "as is." We do not promise any level of referrals, conversions, or earnings, and we may change or discontinue the Service itself as described in our Terms of Service.

12. Limitation of liability

To the maximum extent permitted by law, neither party is liable for indirect, incidental, consequential, special, or punitive damages, and our total liability under this Agreement is limited to the commissions paid or payable to you in the twelve (12) months before the event giving rise to the claim. Nothing in this Section limits your obligation to repay reversed commissions or either party's liability for willful misconduct.

13. General

You will indemnify us against third-party claims arising from your promotional activities in breach of this Agreement. This Agreement is governed by the laws of the State of Tennessee, without regard to conflict-of-laws rules, and the state and federal courts located in Tennessee have exclusive jurisdiction. This Agreement, together with the Terms of Service and Privacy Policy, is the entire agreement about the program and supersedes prior discussions. You may not assign it without our consent; we may assign it in connection with a merger or sale. If a provision is unenforceable, the rest remains in effect. Failure to enforce is not waiver.

Contact

Questions about the program or this Agreement: sales@advancewithme.live.